Dive into the heart of Alif
as we unveil our story
Dive into the heart of Alif as we unveil our story
Dive into the heart of Alif as we unveil our story
Discover the essence of who we are, our journey
so far, and the vision that propels us forward
Discover the essence of who we are, our journey so far, and the vision that propels us forward
Discover the essence of who we are, our journey
so far, and the vision that propels us forward
Learn More
Unveiling Alif:
The heart of who we are
Alif Finance Pvt. Ltd., a subsidiary of Alif Capital Holdings (UK)
Ecosystem of financial and tech solutions
Ecosystem of financial and tech solutions
alif.holdings
In-house developed
In-house developed
Alif Bank
Alif Bank
Alif Bank
Alif Mobi
Alif Mobi
Alif Mobi
Alif Visa
Alif Visa
Alif Visa
Alif Shop
Alif Shop
Alif Shop
Alif Nasiya
Alif Nasiya
Alif Nasiya
Alif Salom
Alif Salom
Alif Salom
6+ Concerns
Discover the strength and diversity of Alif's corporate family.
Alif Finance offers Shariah-compliant phone installment plans with the quickest purchase process, in partnership with top merchants and the most trusted brands
In Pakistan, Alif Innovations and Alif Capital will create a marketplace, connecting retailers, consumers, financial institutions, and tech providers.
Core principles that guide us at Alif
Core principles that guide us at Alif
Core principles that guide us at Alif
We are like Alif
We are like Alif
We are like Alif
Alif is ours
Alif is ours
Alif is ours
We are unique
We are unique
We are unique
We are not indifferent
We are not indifferent
We are not indifferent
We control our “Nafs”
We control our “Nafs”
We control our “Nafs”
Progress cannot be without mistakes
Progress cannot be without mistakes
Progress cannot be without mistakes
Today we are better than yesterday
Today we are better than yesterday
Today we are better than yesterday
Revealing our Statistical Insight
Revealing our Statistical Insight
Dive into the intricacies of our company, exploring it through the lens of statistics and figures. Discover what makes us unique by delving into every detail.
Dive into the intricacies of our company, exploring it through the lens of statistics and figures. Discover what makes us unique by delving into every detail.
$36M
Run-rate revenue for 2021, reflecting our consistent growth
Run-rate revenue for 2021, reflecting our consistent growth
4.8%
Non-performing loans (NPL), indicating a low level of credit risk
Non-performing loans (NPL), indicating a low level of credit risk
Together, we drive growth and innovation with exceptional products and services.
1280+
Employees across Tajikistan, Uzbekistan, Pakistan and the UAE
Employees across Tajikistan, Uzbekistan, Pakistan and the UAE
Alif's Journey over the Years
Alif's Journey over the Years
2024
Alif Business
Launched services for corporate clients and private entrepreneurs
2023
World Islamic Fintech Awards
Alif awarded for the Best Shariah Compliant Payment, Remittance and FX Platform.
2022
Progressing
Obtained a license as a Payment Institution in Uzbekistan
2021
License
Alif Capital obtained banking license 0000114 and rebranded as Alif Bank
Meet the core team behind Alif Pakistan
Get to know the dedicated individuals driving the vision and mission of Alif Pakistan
Firdavs Mirzoev
Co-founder & Director
Firdavs Mirzoev
Co-founder & Director
Mahmood Shamsher Ali
Chief Executive Officer
Mahmood Shamsher Ali
Chief Executive Officer
Yousaf Jamshed
Chief Fintech Officer
Yousaf Jamshed
Chief Fintech Officer
Mufti Muhammad Najeeb Khan
Shariah Advisor
Mufti Muhammad Najeeb Khan
Shariah Advisor
Faeyza Khan
Director
Faeyza Khan
Director
Malik Mirza, FCA, FCCA, MBA
Independent Director
Malik Mirza, FCA, FCCA, MBA
Independent Director
Company Profile
Company Profile
Alif Finance is a digital-first financial services company providing ethical, Shariah-compliant financial solutions. Originating in Central Asia, Alif is among the fastest-growing financial institutions in Tajikistan and Uzbekistan, serving over 5 million customers. The group operates under strong governance, compliance, and innovation standards, with Alif Capital Holdings (UK) as the parent entity overseeing global expansion.
Alif Finance Pvt. Ltd., a wholly owned subsidiary of Alif Capital Holdings (UK), is incorporated in Pakistan and holds an NBFC license to offer digital lending and related financial services. Alif’s Pakistan operations focus on technology-enabled credit products, including Pay-in-Installments, asset-backed consumer financing, and solar energy financing, delivered through a mobile-first platform and merchant partnerships.
All products are Shariah-compliant, developed under the supervision of certified scholars, and supported by robust risk management, regulatory compliance, and ethical AI-driven credit assessment. Alif aims to contribute to Pakistan’s financial inclusion by providing responsible, transparent, and accessible financial solutions
Revealing our Statistical Insight
Dive into the intricacies of our company, exploring it through the lens of statistics and figures. Discover what makes us unique by delving into every detail.
$36M
Run-rate revenue for 2021, reflecting our consistent growth
4.8%
Non-performing loans (NPL), indicating a low level of credit risk
Together, we drive growth and innovation with exceptional products and services.
1280+
Employees across Tajikistan, Uzbekistan, Pakistan and the UAE
Alif's Journey over the Years
2024
Alif Business
Launched services for corporate clients and private entrepreneurs
2023
World Islamic Fintech Awards
Alif awarded for the Best Shariah Compliant Payment, Remittance and FX Platform.
2022
Progressing
Obtained a license as a Payment Institution in Uzbekistan
2021
License
Alif Capital obtained banking license 0000114 and rebranded as Alif Bank
Meet the core team behind Alif Pakistan
Get to know the dedicated individuals driving the vision and mission of Alif Pakistan
Firdavs Mirzoev
Co-founder & Director
Mahmood Shamsher Ali
Chief Executive Officer
Yousaf Jamshed
Chief Fintech Officer
Mufti Muhammad Najeeb Khan
Shariah Advisor
Faeyza Khan
Director
Malik Mirza, FCA, FCCA, MBA
Independent Director
Company Profile
Alif Finance is a digital-first financial services company providing ethical, Shariah-compliant financial solutions. Originating in Central Asia, Alif is among the fastest-growing financial institutions in Tajikistan and Uzbekistan, serving over 5 million customers. The group operates under strong governance, compliance, and innovation standards, with Alif Capital Holdings (UK) as the parent entity overseeing global expansion.
Alif Finance Pvt. Ltd., a wholly owned subsidiary of Alif Capital Holdings (UK), is incorporated in Pakistan and holds an NBFC license to offer digital lending and related financial services. Alif’s Pakistan operations focus on technology-enabled credit products, including Pay-in-Installments, asset-backed consumer financing, and solar energy financing, delivered through a mobile-first platform and merchant partnerships.
All products are Shariah-compliant, developed under the supervision of certified scholars, and supported by robust risk management, regulatory compliance, and ethical AI-driven credit assessment. Alif aims to contribute to Pakistan’s financial inclusion by providing responsible, transparent, and accessible financial solutions
© 2025 Alif Finance Pvt. Ltd.
Contact Us
051 830 25 43
© 2025 Alif Finance Pvt. Ltd.
Contact Us
051 830 25 43
© 2025 Alif Finance Pvt. Ltd.
Contact Us
051 830 25 43